Workers’ compensation insurance in Portland, Maine and throughout New England.

Workers’ compensation insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses. We’ll work with you to find a solution that creates a safer and more productive workplace.

Workers’ compensation insurance, or simply workers’ comp, is not just a legal requirement–it’s an investment in your staff’s security.

The precise rules vary from state to state, but the general rule is that your business must take out workers’ compensation insurance for employees that pays out if they are injured at work.

How can workers' compensation insurance protect you?

Use the yellow hot spots and explore how workers’ compensation insurance can help protect against common risks.

In principle, the workers’ comp payouts will cover medical bills, care costs and a portion of any lost wages. Plus, in the worst-case scenario, workers’ compensation insurance will cover funeral costs and death benefits.

There are often harsh legal penalties for businesses that don’t carry workers’ comp. But, aside from that, workers’ comp insurance can also help your business, as it makes sure staff get adequate medical treatment that help them return to work fit and healthy.

Many workers’ compensation insurance policies go beyond the legal minimums and will also pay your legal costs if an employee sues over a workplace injury.

While you can get standalone workers’ compensation policies, you can also often buy workers’ comp coverage as an add-on to other policies, such as a business owners policy (BOP), commercial general liability insurance or professional liability insurance.

Our insurance experts are ready to help you determine the best method for obtaining proper workers’ compensation insurance for your business.

Let’s discuss your workers’ compensation insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate workers’ compensation insurance solution. There’s no obligation, just good-old-fashioned advice.
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Lotfey Dennett Insurance Brokers offers comprehensive workers’ compensation insurance in Portland, ME, Falmouth, ME, Cumberland, ME, Yarmouth, ME, Cape Elizabeth, ME and throughout New England.